In today's credit conscience environment, knowing the contents of your credit report should be very important to you. Identity theft is at an all time high in the United States, which is why credit professionals recommend that you check your credit history at least once a year.
When you purchase your credit report, as an
add-on, you may obtain your CreditXpert™
score and analysis. A credit score is used by most credit grantors
in the decision making process of whether or not to extend you
credit. The CreditXpert™
score and analysis gives you a personalized insight on how to
manage your credit and score. Your Credit Analysis then translates
the mysteries of credit scores into clear explanations based
on the contents of your credit report. This information is important
in providing you both positive and negative factors that are
affecting your score and most importantly, actions that you
can take to improve your credit and score.
